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PostHeaderIcon How To Choose A Moving Company

Moving your family into a bigger home? Relocating across Quebec for your job? Whatever your reasons for seeking a moving company, it’s important that you pick a business you can trust. Here are four tips for finding top-notch professionals in your area.
1: Decide Your Needs

Are you looking for a full-service moving company, or do you just need someone to help you transport that baby grand to your new condo? What about the truck? Are you renting it for personal use, or will you need someone to drive it as well?

2: Check Their Insurance Policy

Accidents happen. Even careful movers can sometimes lose things or break an item that hasn’t been properly wrapped. Make sure their insurance policy covers spills, mishaps and even theft.

3: Look At A Map

Where will you be picking up the truck? Where will you need to drop it off when you’re done? Many people only consider the former, leaving them kilometers and kilometers away from the nearest lot after they’re done unpacking. If you’re moving in Montreal, choose movers Montreal.

4: Stick To Your Price Range

Some moving companies charge by the hour. Others might tally labor costs and reimbursement prices for packing materials. Don’t sign on the dotted line until you know how they’ll be putting together your final bill.

These are just four things to keep in mind when choosing demenagement Montreal. Remember, these men will be handling all of your most precious belongings, so you don’t want to give your valuables to someone you can’t trust.

 

PostHeaderIcon How to file for your $8,000 federal first-time home buyer tax credit

If you are a first-time homebuyer and you purchased your home before April 30, 2010 you may be eligible for a Federal First-Time Homebuyer Credit of up to $8,000. Find out whether you are eligible to claim the First-Time Homebuyer Credit is easy. If you are a first-time homebuyer seeking to claim the federal tax credit, the IRS has provided guidelines to help you determine if you are eligible to file the claim and if so, submit your claim to the IRS with ease.

The Federal First-Time Home Buyer Tax Credit was first introduced in 2008 as part of the Housing Assistance Tax Act of 2008 which provided emergency assistance for foreclosed homes during the real estate crash. The 2008 version of the credit provided up to 10 of the purchase price on purchases made between April of 2008 and July of 2009. Since the passing of The Worker, Homeownership and Business Assistance Act of2009, buyers are no longer required to repay the credit.

To be eligible for the First-Time Homebuyer Tax Credit you or, if married, your spouse must not have owned a home prior to your purchase for at least three years. You or your spouse must have been at least 18 years old upon the date of sale and must have purchased your home no later than April 30, 2010. If you did not purchase your home prior to the April 30 deadline, you must have entered a binding contract before such date and the property must then have closed by September 30, 2010. Couples claiming the credit separately are eligible for $4000 each.

Filing the tax credit cannot be done online so you will have to file a 5405 (First-Time Homebuyer Credit and Repayment of the Credit) paper return, along with additional documents such as a settlement statement or a certificate of occupancy as they will require these in order to verify your eligibility.

Long-time residents are also eligible to file for the credit, but the maximum credit is $6,500. As is the case for first-time homebuyers, long-time couples filing separately are eligible for half of the total credit each. If you are a long-time resident you must have lived in the same principal residence for any consecutive five-year period during the eight-year period preceding the new purchase. Long-term buyers are encouraged to attach any documentation covering the five-consecutive-year period in order to establish eligibility.

Members of the military serving outside the United States will be afforded an extra year to buy a home and be eligible for the credit. Visit IRS.gov for more information on how to file your first-time homeowner credit.

This post was written for Homes for Sale in Kent WA by Stephen Hachey. Stephen is a Florida foreclosure attorney at http://floridarealestatelawyer.org/ specializing in loan modifications, short sales, foreclosure defense and much more. He is also the owner of his own practice, the Law Offices of Stephen Hachey, PA. This article is for general informational purposes only and does not establish an attorney-client relationship. Please contact a licensed attorney in your state of residence. For more information on our services, please visit our website at www.floridarealestatelawyer.org/.